Many of us have too much debt, and we want to reduce or eliminate it. Others use debt responsibly, for example for a mortgage on a house. However, if you are feeling financially stressed, then you likely have too much debt.
Why is debt difficult to deal with? It is due to interest, which is the cost of borrowing money. Banks and other financial institutions lend money, and in return the individual that borrows the money pays interest. The rate that individuals pay varies depending upon their credit worthiness and the type of debt. For example, credit cards charge some of the highest interest rates, 8%, 10%, 18% or more.
Here we include information on credit and debt. Along with learning about credit and debt, we also include http://www.debt-debtfinance.com to help teach debt related money skills.
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