The top 10 places to work

Britain's best employers have been revealed - but what separates a great place to work from the rest?

The best companies to work for in the UK have been revealed this month in the 10th annual survey from the Great Place to Work Institute . The scheme ranks the UK's major employers by gauging the strength of the relationships between staff and management.

It also looks at how employees feel about their jobs and the companies they work for. Here are the top 10 this year:

1. Baringa Partners

2. Danone

3. Impact International


4. Microsoft

5. Novo Nordisk

6. NetApp UK

7. Diageo GB

8. General Mills UK

9. Danone Waters UK & Ireland

10. Admiral Group

As you can see, management consultancy Baringa Partners topped this year's poll. Elsewhere in the top 10 are household names like last year's winner Danone, Microsoft, drinks giant Diageo and insurer Admiral.

The scheme's chief executive Tom O'Byrne suggests the best firms understand that “progressive people management and generous benefits” are only part of creating a strong workplace culture and cites “trust” as the key element that makes a great place to work.

This “trust” is established through good communication and benefits that go way beyond a bonus and free mobile phone. So if you're looking for a top place to work, what benefits should you look out for?

The pension dilemma

Britain's major employers are struggling to deliver their pension obligations as the economy continues to stumble out of recession. Britain's 100 leading employers collectively face a £66bn shortfall in their pension scheme investments - and as a result gold-plated “defined benefit” pension schemes that pay a full salary on retirement are rapidly disappearing.

The new Government has yet to make any major moves on pension reform - which means job-hunters should look carefully at a company's pension scheme. Most firms now offer new employees a “defined contribution” pension which pays out a variable sum on retirement depending on how much has been saved.

Many employers link their contribution levels to employee length of service - which means, as a new employee, it's key to find a firm that automatically matches whatever sum their staff put into the scheme. Staff at all firms can obtain income tax relief on their pension contributions (although this will soon be restricted for higher earners) - so make sure you claim this too.

You can also boost your retirement income through investing into a self-invested personal pension (Sipp) - find out more about Sipps with this free guide.

Health and fitness benefits

Progressive employers all take great stock by providing healthcare plans and nurturing the well-being of their staff - and no wonder. Sickness absence in the firms comprising the survey's list of the 50 top UK employers was 30% lower than the national average - saving those organisations £20,760 per 100 employees per year.

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So what form do these initiatives take? One common benefit is free private medical healthcare - yet be aware that this is considered by HMRC as a taxable benefit. In real terms, the taxable benefit value of private health cover deducted at payroll is £500 for individuals, around £1,000 for individuals and their partners and £1,250 for full family cover.

Whether you want to pay to obtain the obvious benefits of private health cover is up to you - but there are other tax-neutral schemes to promote health and well-being that are well worth hunting down. Many firms offer free gym membership which can be worth as much as £75-a-month, while on-site treatments such as massage, acupuncture and medical check-ups are also increasingly common. Free eye tests are another perk to look out for.

Another great programme is the Government's cycle to work scheme , which offers workers the chance to buy a bike through their payroll at a reduced cost. Tax relief is applied to the contributions and VAT is waived - typically helping participants save as much as 40% or 50% after a year on the retail price of a new bike. Ask if your firm is taking part.

Work / Life balance

New mums returning to work perhaps have the hardest time of all workforce members - so it's key to find an enlightened employer. One benefit that may soon disappear is the childcare voucher scheme - these are offered to working parents through tax-efficient payroll deduction but could, along with the Child Trust Fund, soon be revised under the new Government.

Elsewhere, many employers run childcare facilities such as onsite nurseries and emergency childcare schemes that can help parents find nurseries or medical help at short notice. Flexible working practices are also becoming increasingly common - a recent poll of 741 multinational employers found that 21% have instituted flexible working schemes such as “work from home” days in the past year.

Financial perks

Stringent new income tax laws could see employers move away from bonuses in future - which means it's worth looking out for employee share schemes. And these aren't just for senior executives - the UK Sharesave scheme allows workers to buy shares tax-free through payroll contributions. At the end of the investment term, workers can either buy shares or receive their investment back plus interest.

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The 10 worst cities for pickpockets

TripAdvisor travellers and editors have compiled a list of ten cities where pickpockets are most likely to strike. Visitors would do well to watch their bags in major European cities, where many popular outdoor attractions are tourist havens - and prime targets for purse-snatchers.

“Pickpocketing is a true art and whilst thieves can strike anywhere, home or abroad, tourist hot-spots often yield far richer-pickings. The combination of an awe-struck traveller and a bag bulging with local currency, not to mention passports, cameras and credit cards, is an appealing prospect for any light-fingered thief,” said Amelie Hurst, TripAdvisor spokeswoman.

1. Barcelona, Spain
One TripAdvisor reviewer compares Barcelona pickpocketing to a generally practiced and accepted sport, like football. For those who'd rather stay off the field, take caution: Las Ramblas, the famous wide, pedestrian walkway full of life, music, and people at all hours of the day and night, is the perfect place to get your purse poached.

2. Rome, Italy
With its ancient buildings and astounding historical and cultural attractions, Rome is full of both tourists and incredible things to sightsee. With thousands of people admiring the Trevi Fountain or the Pantheon, it's easy for a pickpocket to lift a camera or purse with a quick snip of scissors or some clever handiwork with a zipper.

3. Prague, Czech Republic
The famously beautiful Charles Bridge is lined with 30 baroque-style statues, as well as thousands of tourists who crowd its ancient stones each year, making a perfect recipe for pickpocketing. Before taking in the view of the Vltava River and the Prague Castle beyond, be sure valuables are strapped down.

4. Madrid, Spain
El Rastro flea-market and the crowded metro are often cited as spots where unfriendly pickpocket schemes can put a damper on a visit to this beautiful city. However, travellers should also beware that in museums ( Madrid has many) pickpockets can be crafty as well, preying on distracted tourists.

5. Paris, France
The City of Light draws enormous crowds from the base of the Eiffel Tower to the steps of Sacré-Coeur and everywhere in between. But enormous crowds can also be found below ground, in the city's metro system, where travellers should be especially cautious.

6. Florence, Italy
It is certainly easy to see why tourists would be distracted by the majestic beauty of Michelangelo's David and the other incredible and awe-inspiring works of art and pieces of history all around Florence . When admiring Michelangelo's creation, or at its replica in busy Piazza della Signoria , be alert that others may have their attention on your wallet.

7. Buenos Aires, Argentina
Buenos Aires is a vibrant and culturally rich city with much to offer, from the famed Teatro Colon to the city's many distinct neighborhoods. However, if while sightseeing you find you are suddenly covered in “bird droppings” (likely mustard) and a “friendly” local (likely a thief) happens to be standing by with napkins to help you clean up, beware.

8. Amsterdam , Netherlands
It's easy to get carried away in Amsterdam with so many fun things to see and do, but don't be too taken in by the canals and the friendly, laid-back atmosphere – pickpocketers have been known to take advantage of countless tourists in this enchanting city.

9. Athens , Greece
This legendary city features countless ancient monuments, many of which are outdoors. Whether visiting the Parthenon on the Acropolis, or anything else in this magnificent historic city, keep the bags close to your chest while your eyes admire the rest.

10. Hanoi , Vietnam
The capital of Vietnam has its charming Old Quarter, littered with monuments and colonial architecture, and the city also features 600 temples and pagodas, making it a beautiful and unique place to visit, but also a place to stay alert for mischief.

TripAdvisor's Top 5 Tips to Avoid Being Pickpocketed

1. Never keep your wallet or valuables in your back pocket, even if it buttons up—it's by far the easiest target.

2. Beware of the distraction tactic, such as dropping something near you, squirting something on you, or simply jostling you. Be on guard when in crowds, and secure your belongings.

3. Pickpockets often work in pairs or groups and it's not just the usual suspects. Be cautious with any strangers—sometimes people who don't look like they'd be a threat, such as children or the elderly, can be part of larger operations.

4. Stay alert in confined spaces and near passageways. Try to avoid standing near the doorways of trains as groups of pickpockets can rush at you when the doors open.

5. Before you set off on a trip, pare down the contents of your handbag or wallet – the smaller the bulge, the less likely pickpockets are to covet it.

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6 Smart Tips To Avoid the Stress of Shopping For Holiday Gifts

For those who find making their gifts list for the holidays a very exciting activity, good for you. Those who find it less than an appealing bustle don't fret. Many share your sentiment. The problem with making a list is that it seems to become never ending especially when you decide on checking it twice. Okay, you're no good ol' Saint Nick but hey, this is only looking at it with a bird's eye view. What you don't know is that buying the gifts could actually cause a bigger headache than the preparing of the list.

Who wants to wallow in the stress brought by holiday gift-giving? Holidays need not always put you in a major state of panic. Here's how to breeze through the holiday season with these tips on buying gifts.

1. Say no to a rigid gift list.

This doesn't mean that when you arrive on a situation like when you get to see a "spunkier" Ipod when you originally thought of giving out a Walkman, you'll always give in. The thing is that you should be open to alternatives with your choice of gifts. You might as wel, jot down all the possible options on that gift on your list in case you're having a hard time looking for it.

2. Nifty over Hefty.

An expensive price tag does not necessarily mean a perfect gift. What is more appreciated is creativity and when someone puts in genuine effort. Your budget does not have to suffer so much during the holidays. Doing your homework will get you a long, long way.

3. Doing some favor is a labor of love.

Instead of material presents, an act of kindness can very well serve as a very valuable holiday gift. One may run errands or do things like babysit for a busy aunt, cook dinner for a couple, or do a car wash. Of course, just don't forget to do this for free. One more thing, you can also do this goodie-two-shoes stuff not only for your family and friends but also for those less-fortunate.

4. Techie not Newbie.

For those who are still thinking that the Internet is only a mirage of the future, please wake up. You're so late! Online shopping is one of the many conveniences the Internet offers. Just click the mouse and voila! Before you are a wide array of brands and pricelists for your choice of gifts. Amazon.com, EBay, and Overstock.com are just a few of the best web sites that can help you in this endeavor. Just remember to provide ample time for delivery.

5. Comfort Zone.

During the commotion from shopping for holiday gifts, it's wise to wear your most comfortable outfits. This will make it easier for you to rummage through shelves of stuffs and will make scurrying not much of a hassle.

6. Early Bird Gets the Most Appreciation

Yes, there's still no better way of dealing with this gift-buying problem but to do it ahead of time. Creating your list about two months before the "season to be jolly" will help a lot in downsizing the hassles of this activity. Some can even go the length of preparing for it at least three months before the holidays.

Some people never have to worry about buying for gifts. Can you imagine having a closet of stuff always ready to be given out for various occasions? Yes, these cases exist. But you don't have to really succumb to such almost-paranoid acts. Following the simple but noble tips above will do. Click here to read More

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